Important Disclosure Information
NCA Financial Planners is an SEC registered investment adviser located in Cleveland, Ohio. NCA Financial Planners and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which NCA Financial Planners maintains clients. NCA Financial Planners may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. NCA Financial Planners’ website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of NCA Financial Planners' website on the internet should not be construed by any consumer and/or prospective client as NCA Financial Planners' solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the internet. Any subsequent, direct communication by NCA Financial Planners with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of NCA Financial Planners, please contact the SEC or the state securities regulators for those states in which NCA Financial Planners maintains a notice filing. A copy of NCA Financial Planners' current written disclosure statement discussing NCA Financial Planners' business operations, services, and fees is available from NCA Financial Planners upon written request. NCA Financial Planners does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to NCA Financial Planners website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by NCA Financial Planners), will be profitable or equal any historical performance level(s).
Certain portions of NCA Financial Planners' website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, NCA Financial Planners (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from NCA Financial Planners, or from any other investment professional. NCA Financial Planners is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.
Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if NCA Financial Planners is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of NCA Financial Planners by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers.
To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to NCA Financial Planners' website, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from NCA Financial Planners, or from any other investment professional.
Each client and prospective client agrees, as a condition precedent to his/her/its access to NCA Financial Planners' website, to release and hold harmless NCA Financial Planners, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from NCA Financial Planners.
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by NCA Financial Planners [“NCA]), or any non-investment related content, made reference to directly or indirectly in this commentary will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this commentary serves as the receipt of, or as a substitute for, personalized investment advice from NCA. Please remember to contact NCA, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. Unless, and until, you notify us, in writing, to the contrary, we shall continue to provide services as we do currently. NCA is neither a law firm, nor a certified public accounting firm, and no portion of the commentary content should be construed as legal or accounting advice. A copy of the NCA’s current written disclosure Brochure discussing our advisory services and fees continues to remain available upon request or at www.ncafinancial.com. Please Note: IF you are a NCA client, Please advise us if you have not been receiving account statements (at least quarterly) from the account custodian.